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Whole life insurance policy plans are non-correlated assets. Regardless of what happens in the market (stock, real estate, or otherwise), your insurance coverage policy maintains its worth.
Market-based investments expand wide range much faster yet are exposed to market variations, making them naturally risky. Suppose there were a third pail that used safety but likewise modest, guaranteed returns? Entire life insurance policy is that third pail. Despite exactly how diversified you think your portfolio may be, at the end of the day, a market-based investment is a market-based financial investment.
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